About Us |
Tim Johnson | ChFC, CLU
Financial Insurance Solutions, Inc. founded in 1949 by Terry Johnson is owned and operated today by his son Tim Johnson. The company’s focus is on helping business owners and professionals with their financial and insurance planning needs. The company serves many such clients throughout southeastern North Carolina and its success stems from providing high-quality personalized service placing the client’s needs above all else.
For the business owner, their succession plans are critical, especially when the business owner wants to pass on the business to the next generation. Key-man life insurance and/or life insurance for a buy-sell agreement may be the solution for the business owner meeting their goals. For the high-income professional, asset protection and accumulating wealth in a tax-efficient manner are important. Designing and implementing a plan that provides liquidity, access, and control while creating cash flow both before and during retirement that is totally off the radar screen of the U.S. Treasury may be just the answer to achieving their financial freedom. These are just a couple of ways that Tim Johnson and his firm assist in helping their clients work toward financial independence. The company also provides a service and process that helps people find money they are losing unknowingly and unnecessarily. Tim uses this unique process operating under the philosophy that there is potentially more opportunity to serve clients by helping them avoid the losses in their financial life than helping them pick the right investment that hopes to be a winner. Once it is determined where the holes are in one’s financial plan, Tim then uses conservative wealth management strategies to plug the holes with one goal in mind and that is to help people work toward achieving reasonable rates of return while minimizing downside risk. Tim says, “You don’t have to swing for the fence with investment risk to achieve financial independence.” Financial Insurance Solutions, Tim’s company offers safe money alternatives to the stock and bond markets with tax efficiency as a primary characteristic of the strategy employed. Retiring with confidence and the least amount of taxes on one’s retirement income should be a focus of all retirees and pre-retirees. Wherever you might be in your business and financial life, Financial Insurance Solutions has strategies to help you work toward your financial future. |
Our Services
What We Do For Clients |
Asset Protection
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward. |
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create. |
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t. |
Retirement Income
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you. |
Listen Every Week!
When it comes to getting safer with your retirement, sometimes the first step is the hardest. We want to make it easy for you and take away the anxiety and uncertainty that often comes with working with someone new.
Now you can read all about Tim’s safe money strategies and how he’s helped hundreds of retirees just like you. Did you know that Warren Buffet’s number one rule to investing is never lose money? He also has a second rule… |
We Love To Meet New People!
Contact Us
MAIN OFFICE
588 Executive Place, Suite 102 Fayetteville, North Carolina 28305 |
EMAIL
tljclu@aol.com |
CALL US
(910) 485-7166 |
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